About Us
About Us
We Are Leading credit Company In Mpumalanga
Zakhizandi (ZFS) Financial Service (Pty) Ltd is a proudly South African registered financial institution, providing a wide range of accessible, ethical, and transparent financial solutions for individuals, small businesses, and community-based enterprises.
We are driven by a commitment to:
Financial Inclusion
Bringing access to credit to people and small businesses in both urban and rural communities
Innovation
Leveraging technology to simplify the borrowing process, ensuring convenience, security, and transparency.
Empowerment
Helping clients rebuild credit histories and achieve financial independence through responsible lending.
Ethical Practices:
Operating with honesty, fairness, and full regulatory compliance to protect our clients’ interests.
325
Revenue in 2017 (Million)
525
Collaegues & Counting
302
Successfully Project
25
Year of experience
Our Experience and Expertise
Our management team and financial consultants bring together years of combined experience in financial services, risk management, and client relations. We understand South Africa’s evolving financial landscape and tailor our offerings to meet local needs.
By combining expertise with empathy, we’ve built a company that not only understands numbers — but also understands people. Our support teams are trained to guide clients through every stage of their loan process, ensuring they make informed and confident financial decisions.
Establishment
Finding of ZFS
Founded with the purpose of empowering people through finance, ZFS was created to bridge the gap between South Africans and reliable lending services — particularly for those who are often overlooked by traditional banks due to low or poor credit scores.
The Team
Our Experts
Mike Rich
Lead Architect
Jenny Smith
Head Engineer (US)
George Doe
Head Engineer (CN)
Maria Jay
Head Engineer (AU)
Establishment
Finding of ZFS
Founded with the purpose of empowering people through finance, ZFS was created to bridge the gap between South Africans and reliable lending services — particularly for those who are often overlooked by traditional banks due to low or poor credit scores.
What we understand about you
We understand that financial challenges are not a sign of failure but a part of growth. Our goal is to provide fair and responsible financial support that helps our clients take control of their futures — whether it’s building a home, expanding a farm, or covering urgent personal needs.
Since our authorization by the Financial Conduct Authority on 26 June 2024, ZFS has positioned itself as a trusted name in the short-term loan sector. With a clear commitment to compliance, integrity, and customer satisfaction, we aim to redefine how lending is experienced in South Africa.
Trust and Worth
Our Clients
